Of late there has been a lot of copy generated about coping with the recession. Salon for example has been running a series of lifestyle articles called "Pinched; Tales from an Economic Downturn". New York Times financial reporter Edmund Andrews wrote about his own experience of getting in far over his head with a house he bought in a memoir called Busted. Even a magazine like Elle, which must be the antithesis of a publication concerned with living according to one’s means, has gotten into the act with a writer’s account of her “Year of Living Frugally”.
These articles draw me like a magnet, and once I’ve read them, I proceed to the reader comments, which are often just as good and interesting (if not much more so) than the article. It fascinates me to read about how people arrange their lives and make the most of their resources. I’m always hoping to get some ideas for how to manage my own time and money to better effect, and to vicariously learn about what will not work without the cost and trouble of trying it myself. And then, too, sometimes reading such material gives me a healthy reality check as to how fortunate I am compared to others. But at other times it’s just food for ridicule, when it's not grist for irritation.
These articles run the gamut of quality. The best of them are written by good, thoughtful and self-aware writers who have come to terms with their situations with courage and a matter-of-fact acceptance of reality, and without self-pity. They have an understanding of how their individual standard of living measures on a global scale. They know they may have to work long hours at jobs they don’t like or move in with the in-laws to get by, but they are thankful to have paid work or generous in-laws, not to mention a computer and spare time to use for writing the article, or for that matter, enough to eat and clean water to drink. One of my favourites was "Excuse Me While I Stick My Head in the Toilet", a Salon article written by Rebecca Golden, who works as a cleaning lady, and who takes pride in being physically able to do such work now that she no longer weighs 600 pounds as she once did. And it’s a pure pleasure and inspiration to read the articles written by people who delight in their own resourcefulness, who honestly enjoy the contriving and the organizing and ingenuity they employ to live within their means, who realize that such mindful, careful attention to household management can mean the same or even a better standard of living.
Then there’s the polar opposite. The Elle magazine article mentioned in my first paragraph is possibly the best example of the worst kind of recession-geared articles. The writer, Laura Hollinger, is a New Yorker with a six-figure income, and her idea of being frugal is relying on dinner invitations to make her Aspen and Vail vacations affordable, or foregoing certain luxuries like having her hair professionally blow-dried as often or buying a new cashmere sweater (when she already has four piles of cashmere sweaters) so she can afford certain other luxuries like a Cartier watch. This article was roundly and deservedly mocked on Jezebel. I completely agree with the Jezebel poster who wrote that the problem with the article is not how the writer spends her income since she has every right to do whatever she wants with her own money, but how the article is positioned. Laura Hollinger is in the top 1% of income earners in one of the world’s wealthiest countries. It’s obnoxious for Hollinger and Elle to frame this article as an example of frugal living when by any objective measure it is nothing of the kind.
Another failed article in this vein was a Salon piece, "Can It!", by Sarah Karnasiewicz. Karnasiewicz made jam and concluded that, as delicious as the jam was, it wasn’t cost effective. Salon's readers lost no time in pointing out that Karnasiewicz's math hadn't accounted for the facts that one doesn’t normally make jam from organic strawberries purchased at an uptown market or buy brand new jam jars for just one use.
In my own reader comment, I said Karasiewicz reminded me of Marie Antoinette playing shepherdess. Many of these articles do have either this "playing poor" or a "crying poor" quality. So many of the writers just don’t have the honesty, knowledge, experience, and insight to do justice to the topics they address. Edmund Andrews wrote an entire book about his experience of buying a house he couldn’t afford and losing it without ever disclosing that his wife had declared bankruptcy twice — the second time during the time frame the book covered. Rebecca Golden's article about working as a cleaning lady would not have had the authenticity it does had the writer only worked as a cleaning lady for one day, or if she didn’t have to actually live on what she makes cleaning houses. And it’s so tiresome to read accounts written by the truly clueless and entitled who whine and blame all their problems on forces beyond their control: they can’t lose that extra 30 pounds because they can’t afford to join a gym; they can’t get married because they can’t afford a wedding with 200 guests; they bought a house they couldn’t afford because evil bankers gave them outsized loans; they’re “broken-hearted” not to have made more than an average of 40K a year from writing.
The reader reactions to such articles are a phenomenon in themselves. Nothing, it seems, raises the ire of readers faster than the complaints of a writer who has had better financial opportunities than them. And of course everyone has to air their own story of how they’ve managed on less. As one of the Jezebel commenters put it, these threads are so prone to become a “pissing contest”, with everyone producing evidence of thrifty they are or how few advantages they have, i.e., “I make my family’s undies out of worn-out sheets, and WE LIKE IT THAT WAY.” I’m exaggerating, but not by much. Another Jezebel reader claimed such threads reminded her of the Monty Python's The Four Yorkshiremen, and indeed there are parallels. So, giddy as I am over my recent purchase of a secondhand, brand-new condition $13 cashmere sweater at a Value Village, I’m going to try to refrain from trotting out my own thrifty cred in this review. I don’t want to get sidetracked into claiming that my family “dreamt of living in a corridor”.
What I do wish to say it that it’s just as important for us readers to maintain a healthy perspective as it is for the writers. I’m not going to condemn Elle for running Laura Hollinger’s article, or even wish serious financial reversals upon her. It’s a high-end fashion magazine after all. Elle, as with all media corporations, gets far more of its revenue from advertising than it does from subscribers, and Elle’s advertising clients are companies like Dior and Tiffany. We are never going to see articles about how to make three kinds of bean soup or max out our coupon savings in Elle because the women who buy Dior clothes and Tiffany jewellery aren’t interested in reading about those topics. (And who can blame them? I wouldn’t be either if I had that kind of income.) Even if the women who buy Elle can’t actually afford Dior and Tiffany products, Elle has to at least appear to be geared for women who live at that level if it wants to keep its advertising revenue.
And then too, even if it were feasible in business terms to run such articles, it wouldn’t be desirable. Why should every personal account about cutting back or getting more for less involve living at or below the poverty line? Do writers really have to be homeless or unable to pay for groceries or major surgery before they are allowed to muse about their efforts to live within their means? No one has unlimited funds; we all have budgets to stick to. Setting priorities and deciding what we can and can’t afford is a universal experience, and I think we’d all benefit from seeing money management as the subjective, context-specific experience it is rather than preening ourselves on our supposed moral superiority over others who have more and/or don’t manage as well.
It would be nice if such “high-end” money management lifestyle articles were of better quality than Laura Hollinger's and evidenced more insightful, nuanced, and creative thinking, since I can’t imagine anyone benefiting from the revelation that wearing clothes that are already in your well-stocked walk-in closet is cheaper than going shopping. But then that’s a criticism I could also make of many money-saving ideas in articles geared for people living at a lower standard; a lot of these ideas are so obvious and old hat to those of us with modest means. It all comes down to that old writing truism "write what you know", but to that I would add, "be self-aware about what you don't know". If you can live like Marie Antoinette, don’t assume that you know all about the working class experience or talk about how frugal you are or expect sympathy from anyone because you’ve had to start buying fewer ball gowns. For that matter, if you're middle class, don't think you know all about the working class or have hit rock bottom because you must shop at the dollar store or have had to take a minimum wage job for a few months. And if you are the socioeconomic modern-day equivalent of a shepherdess, it's good to realize you are just as much in need of a healthy perspective and generous, ungrudging spirit as someone with many times your income.
